• Insurance Proo

    Health Insurance

    Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

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    Bike Insurance

    Bike insurance is a contract between the bike owner and the insurance company, where the latter covers any damage caused to the bike due to an accident, theft, or collision

  • Insurance Proo

    Car Insurance

    Car insurance is a contract between you and an insurance company. You pay premiums in exchange for protection against financial losses from an accident or other damage to your vehicle..31-Jul-2023

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Providing reliable insurance coverage to our customer for 21+ years have earned 

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We offer a wide range of insurance products to meet the diverse needs of our customers. 

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Our Insurance Blogs

Welcome to Insurance Proo  - India's premier general insurance company. we have been providing reliable insurance coverage to individuals, families, and businesses for over a century. 

Pet Insurance for Exotic Pets: ” Is It Worth the Investment?”

Pet Insurance for Exotic Pets: ” Is It Worth the Investment?”

Pet Insurance for Exotic Pets: ” Is It Worth the Investment?” Our beloved pets always receive love and care from…

“Life Insurance for Millennials”

“Life Insurance for Millennials”

“Life Insurance for Millennials” Typically, when I think of life insurance, I picture senior citizens preparing for the end of…

Why health insurance with OPD covers are growing popular in India?

Why health insurance with OPD covers are growing popular in India?

Why health insurance with OPD covers are growing popular in India? While health insurance has always constituted one core aspect…

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It is a system by which the losses suffered by a few are spread over many, exposed to similar risks. Insurance is a protection against financial loss arising on the happening of an unexpected event.

Insurance is a hedge against the occurrence of unforeseen incidents. Insurance products help you in not only mitigating risks but also helps you by providing a financial cushion against adverse financial burdens suffered.

It is very important to have adequate amount of coverage for each insurance policy. For any asset or property insurance, the value of the asset based on market value or reinstatement value should be taken into consideration before deciding Sum Insured. If the Sum Insured is not adequate, the percentage representing the uncovered portion of the asset is to be borne by the insured.

Premium is the fixed amount of sum paid over the period by the insured to the insurance company to take insurance policy and to complete the contract of insurance.

The amount, which the insured has to bear in all cases and this amount is first, deducted from the total assessed payable claims amount before determining insurance company’s liability.

It is the consideration of material fact to asses the risk and to take the decision whether to accept the risk for insurance contract and if so at what rate of premium.

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At New India, trust is at the heart of everything we do.

Our commitment to trustworthiness is reflected in everything we do; from the comprehensive insurance products we offer to our prompt and fair claims handling process. We are dedicated to delivering our promises and ensuring that our customers have a positive experience with us every step of the way. For us, trust is not just a word, it’s a way of doing business.

 

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